Detailed mortgage information to help home buyers and homeowners.
Determining A Home Purchase Budget Figuring out your home purchase budget is a big part of the process. To determine that, you must have a clear picture of your income, debts, down payment, loan program, and what level of monthly mortgage payment you think you might be comfortable with. Doing a little work now can … Read more
How Do I Refinance My FHA Mortgage How do I refinance my FHA mortgage is one of the most common questions we hear from clients and potential loan applicants. Refinancing an FHA home loan is a quick and easy step-by-step process that can usually be completed in less than 30 days. As a homeowner, you … Read more
Every loan applicant wants to know how to get the lowest mortgage rate. Before you begin your search, you need to know what are the benefits of getting the lowest mortgage rate, what impacts your rate, and do a rate vs. cost comparison. Below, you’ll learn the answers to these questions, along with tips from … Read more
Is Now The Right Time To Refinance? Refinancing your home can help you achieve your financial goals. These goals may include better monthly cash flow, home improvement projects that increase the home’s value, paying off your mortgage early, or saving more money for retirement. The right time to refinance depends on five factors. In this … Read more
No-Cost Mortgage Rates In California A no-cost mortgage rate in California is when your home loan lender covers all the closing costs (lender, third party, and recording costs) associated with your mortgage in exchange for a higher mortgage rate. All things being equal; a mortgage rate without any closing costs is higher than a mortgage … Read more
Reputable Mortgage Lender In California Everyone wants to know; how do you find a reputable mortgage lender in California? Finding the best mortgage lender in California is not as hard as you think if you know what to look for and take a little time to do some research. And I’m not talking about hours … Read more
Getting A Mortgage With Student Loan Debt As the cost of attending college skyrockets, so does student loan debt. Getting a mortgage with student loan debt might seem impossible, but it’s not. There are many home loan programs to choose from, and getting a mortgage with student loan debt is easier than you think. Can … Read more