Detailed mortgage information to help home buyers and homeowners.
Figuring out your home purchase budget is a big part of the process. To determine that, you must have a clear picture of your income, debts, down payment, loan program, and what level of monthly mortgage payment you think you might be comfortable with. Doing a little work now can pay big dividends, as a … Read more
How do I refinance my FHA mortgage is one of the most common questions we hear from clients and potential loan applicants. Refinancing an FHA home loan is a quick and easy step-by-step process that can usually be completed in less than 30 days. As a homeowner, you have several options open to you (like … Read more
Every loan applicant wants to know how to get the lowest mortgage rate. Before you begin your search, you need to know what are the benefits of getting the lowest mortgage rate, what impacts your rate, and do a rate vs. cost comparison. Below, you’ll learn the answers to these questions, along with tips from … Read more
Refinancing your home can help you achieve your financial goals. These goals may include better monthly cash flow, home improvement projects that increase the home’s value, paying off your mortgage early, or saving more money for retirement. The right time to refinance depends on five factors. In this article, I’ll cover the five factors that … Read more
A no-cost mortgage rate in California is when your home loan lender covers all the closing costs (lender, third party, and recording costs) associated with your mortgage in exchange for a higher mortgage rate. All things being equal; a mortgage rate without any closing costs is higher than a mortgage rate that has closing costs. … Read more
Everyone wants to know; how do you find a reputable mortgage lender in California? Finding the best mortgage lender in California is not as hard as you think if you know what to look for and take a little time to do some research. And I’m not talking about hours and hours of research just … Read more
As the cost of attending college skyrockets, so does student loan debt. Getting a mortgage with student loan debt might seem impossible, but it’s not. There are many home loan programs to choose from, and getting a mortgage with student loan debt is easier than you think. Yes! Just because you have student loan debt … Read more