I had worked with Kevin before when I refinanced approximately 10 years ago, and have kept contact with him since. I occasionally contact Kevin when I'm curious about interest rates and Kevin is always responsive, professional, kind, and knowledgeable about what's going on in the mortgage world. More recently, my husband and I bought another property and Kevin was able to get us a wonderful rate, walked us through every step, and was very patient with an abnormally incompetent escrow company. He won't make promises he can't keep, and worked extremely hard to meet my deadlines. I have recommended Kevin to my family members and they were so impressed with him. He is seriously the best!

refi We've used Kevin a couple of times in the past with refinancing of our home & he was a real pleasure to work with! He was well versed & privy in the whole mortgage/refinancing arena & kept us well informed at all times of the process and what was expected for both the banks & of us. Kevin was very approachable & helpful in making sure that we chose the best loan for us! I would highly recommend Kevin with any mortgage/refi needs.

Awesome Service! Exceptional service and professionalism. Kevin is extremely knowledgeable and straight forward throughout the process. Always promptly reply to all my questions. Kevin gave me all the options and allowed me to chose how to set my loan up. The close process was very organized and fast, and the rate was very competitive. And the closing time, Kevin did some magic. I paid way less fees as compared to fees decided initially. I find him a very helpful person. I highly recommend him!

Did an outstanding job. Kevin did everything he said he would do, met every deadline and is a great communicator. I would highly recommend using him and I know we will use him continuously.

Most competitive rates, prices and closing time frames. After looking at different lenders and doing some due diligence, we decided to go with Kevin. He provided us with the most competitive rates, prices and closing time frames. We began our refi adventure with Kevin in mid-January and closed mid-February. He made the process incredibly easy and straight forward. Kevin was outstanding in communicating with us as well. He answered all of our questions promptly and was always on top of everything. As the main contact for our refi, he was present every step of the way! He is knowledgeable and puts things into perspective for you. Kevin truly looks out for his client's best interest. We really appreciate all of his hard work and we would definitely recommend Kevin for any mortgage needs you may have. It was a pleasure to work with Kevin and we look forward to working with him again!

I'd like to thank Kevin for providing a great experience for a prospective first-time homebuyer. As a self-employed person, I've faced some challenges with applying for a home loan from the traditional big banks. On our phone call, Kevin was very kind and took the time to listen to my specific situation and challenges. Soon after our call, he crunched the numbers and provided me with some very helpful insight. After talking with Kevin I feel like I have a plan in place to apply for a home loan and once I'm ready I'm looking forward to reaching back out to Kevin and JB Mortgage Capital, Inc. Thanks again Kevin!

Professional and Responsive Kevin consistently provided accurate and timely information throughout the entire refinance process. He was extremely responsive and always kept me precisely informed and up-to-date. I highly recommend Kevin to anyone who is searching for a knowledgeable, professional, and responsive loan officer.

Kevin O’Connor Kevin O’Connor is as fine a person as I have ever engaged in any business dealing. He is honest, straightforward, kind, patient, and helpful; so helpful, in fact, that through two refi’s, he helped save us over 25% on our monthly mortgage. Can’t recommend him highly enough. A true professional, through and through.

Kevin is an awesome loan officer. He helped me twice to refinance. He put extra efforts to help me to get my loans approved. In my case, he found ways to boost up my credit score to get a better loan rate. He knows well on what he is doing and he is sincere to help. I do appreciate all his works and efforts.

As first time buyers, we had MANY questions throughout the process. Kevin was always incredibly helpful and patient with explaining details. We had a bit of a time crunch and Kevin took care of having everything done on time. We are so grateful for his services and highly recommend him to everyone!

I have had the pleasure of working with Kevin as his closing agent for over 10 years! I admire Kevin greatly for the professional courtesy he has shown to my inside staff over our long tenure together. Kevin is a consummate professional that strives to provide the best service and guidance to his clients throughout the loan process. He is meticulous in this work and consistently maintains contact with us and his client throughout the transaction. I highly recommend Kevin for all of your mortgage needs. He is an absolute pleasure to work with!

I keep coming back. This is the third time I have worked with Kevin. Each experience has been excellent. Kevin will get you the best rate available and take the time to explain every step of the process. He is very straightforward with his approach and responsive whenever I had questions. I will continue to use Kevin in the future and recommend him to any family/friends when they are in need of a loan officer.

We have refinanced 2 properties with Kevin O'Conner within the last year and in each transaction Kevin was always on top of the situation. He was responsive when we had questions and explained the process very well. He knew what rates we were looking for on the second re-fi and called us as soon as the rates had dropped to start the re-fi. That's very pro-active. We would highly recommend using Kevin for any of your mortgage loan needs.

As first time buyers, we had MANY questions throughout the process. Kevin was always incredibly helpful and patient with explaining details. We had a bit of a time crunch and Kevin took care of having everything done on time. We are so grateful for his services and highly recommend him to everyone!

Kevin O’Connor is as fine a person as I have ever engaged in any business dealing. He is honest, straightforward, kind, patient, and helpful; so helpful, in fact, that through two refi’s, he helped save us over 25% on our monthly mortgage. Can’t recommend him highly enough. A true professional, through and through.

Smooth process and competitive rates I have worked with Kevin on mortgage refinancing few times for my houses for the last several years. Everything through online processes and easy and smooth with the rates that I am pleased.

You can't go wrong with Kevin Kevin was incredibly easy to work work. This guy is a straight shooter all the way. He takes the time to explain everything to you and I truly felt that he gave me advice that was in my best interest. I know I am just reinforcing the rest of the 5 star reviews he has, but I am happy to add one more. I will continue to use Kevin in the future!

Kevin was recommended to us by a friend who had previously worked with him and my husband and I have now refinanced with Kevin 3 different times. He is absolutely AMAZING to work with. He is always on top of everything and keeps you updated through every step of the process. Anytime I had a question he was always quick to answer an email or a phone call. Anytime there was a drop in rates over the last year he would check in with us and let us know. I would highly recommend using Kevin if you are looking to refinance.

Excellent! I highly recommend Kevin O'Connor for home loans. Excellent service, hard work, always available and willing to patiently walk us through all of the complexities of buying a home. He got us the best rate we could have expected and used his knowledge and expertise to provide us with the best information possible to decide when to lock it in. Also, Kevin was up front and transparent about what to expect with closing costs and monthly payment, and both came in lower than we expected in the end. Bravo Kevin!

Kevin has been the most helpful loan officer I have ever worked with . We have done several loans/refis with Keven and every time he has come through with the best rates and service. have used Kevin O'Connor for 2 refinance loans as rates changed. He is informative and straightforward. answered every question clearly. Kevin made the whole process as easy and comfortable as possible. NO surprises along the way. I would, actually do, highly recommend Kevin for purchase or refinance.

Best Mortgage Lender Experience We've Ever Had! We've refinanced our loan two times through Kevin and each time he was honest, fast, a great communicator, and gave us a better rate than anyone else quoted. He worked hard to get us our best deal and stayed on top of the rates so we were able to get the lowest rate available at the time. Kevin will be the person we will go to if we ever decide to sell our house or refinance again!

It was a real pleasure working with Kevin on refinancing my mortgage loan. Kevin is very knowledgeable and worked with me every step of the way, making the entire process clear and easy from beginning to end. I particularly appreciated the fact that he quickly responded to and answered all of my questions literally overnight. I highly recommend him to anyone who is considering refinancing their mortgage; he is very courteous and easy to work with and very responsive to his clients’ needs. He made the whole process a pleasant experience. Thank you, Kevin!

Fast Quick and painless Kevin was very easy to work with, great communication, always had updates when promised. Allowed me to keep my focus on work and other family matters while behind the scenes, my Refi was moving along.

This is the third time I have worked with Kevin. Each experience has been excellent. Kevin will get you the best rate available and take the time to explain every step of the process. He is very straightforward with his approach and responsive whenever I had questions.

I will continue to use Kevin in the future and recommend him to any family/friends when they are in need of a loan officer.